Job Description

This position provides leadership, direction and guidance of all bank activities in Wahpeton. This position will also effectively manage the delivery of high-quality personal trust administrative services to ensure maximum profitability of the Personal Trust Division. Primary Duties: Executing bank policies, procedures and objectives and works closely with Executive and Senior Management in administration of the bank. Provide leadership and management of the Wahpeton branch by managing asset/liability portfolio and profitability while maintaining compliance with bank regulations, laws and bank policies. Ensure efficient and effective branch operations collaborating with Retail and other departments by selecting, developing and managing staff. Develop new business, both agriculture and commercial businesses, and promote the bank’s image in the community through business development programs and by becoming involved in key community activities. Work closely with the Executive and Senior Management in pricing loans, deposits and other products and services. Record new business development and sales activity in SalesForce. Strive to ensure good quality loans and minimal risk to the bank. Provide guidance to staff in establishing and negotiating, where necessary, terms under which the credit could be structured, including costs, repayment methods and collateral requirements. Provide guidance to the loan document representative and commercial banking assistant in preparation of loan documentation. Provide guidance to staff in the monitoring of credit facilities when booked. Assess interim financial information, borrowing base reports and other supporting documentation. Seek out and refer quality prospects to other lines of business including; Retail, Private Banking, Mortgage, Insurance, Agriculture, Treasury Management, Public Finance, Retirement and Wealth Management. Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Prompt and reliable attendance. Perform other duties as assigned. Job Skills Required B.A. in accounting, finance, business administration or related field. At least five years of business development experience. Working knowledge of loan and deposit documentation. Effective time management and organizational skills. Ability to prioritize. Working knowledge of accounting principles. Effective written and verbal communication skills. Ability to resolve problems of complex nature. Proficiency with computer technology. About Us Bell Bank was founded in 1966 and headquartered in Fargo, North Dakota. It is the largest family-and employee-owned bank in the upper Midwest, and one of the largest in the nation, with assets of more than $10 billion. Bell Bank has full-service banking locations in North Dakota, Minnesota and Arizona. Bell has empowered more than $26 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need. Bell Bank has been recognized as a top workplace by American Banker, Forbes and Fortune. If you want to work for an established, growing, forward-looking organization with world-class employees, this is the place for you. Let Bell Bank be your destination workplace. Bell’s Values: As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to: Promoting and sustaining our family atmosphere. Providing unequaled personal service to each and every customer. “Paying it forward” by giving back to the communities we serve. Apply online at: MBA Job number/Date Added

H-7970: 3/20325

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