Loan Officer Job at West Capital Lending, Santa Barbara, CA

cHk4OTBoNTBjTlNwczdINlMrb0lsTGd1NGc9PQ==
  • West Capital Lending
  • Santa Barbara, CA

Job Description

Job Description

About the Role

As a Loan Officer at West Capital Lending, you will be instrumental in helping clients secure financing that suits their individual needs. You’ll guide clients through the entire loan process, evaluate financial information, and offer tailored loan solutions while ensuring compliance with all regulations. This role combines sales, service, and strategy—with the tools and support to succeed.

What We Offer

  • Leads: Access to 50+ live transfers and 5+ exclusive leads daily
  • Compensation: Take-home commission up to 275 bps per closed loan
  • Support: Full backing from an in-house manager and in-house processing team to ensure 100% support throughout the loan process
  • Work with 150 different lenders , with access to the top rate sheets from day one

Key Responsibilities

  • Assess loan applications by reviewing credit reports, financial documents, and client goals
  • Recommend appropriate loan products based on client eligibility and financial situation
  • Guide clients through the entire loan process, ensuring a smooth and informed experience
  • Verify documentation and ensure compliance with all regulations
  • Collaborate with underwriters, processors, and support teams to drive timely approvals
  • Maintain detailed knowledge of lending guidelines, market conditions, and regulations
  • Build and maintain strong client relationships to ensure satisfaction and referral business
  • Meet and exceed individual and team sales goals

Requirements

  • Minimum 1 year of experience as a Loan Officer or similar role in financial services
  • Current Loan Officer license (NMLS)
  • Strong understanding of loan products , underwriting, and industry compliance
  • Excellent interpersonal and communication skills
  • Ability to assess financial data and determine creditworthiness
  • Proficiency in Microsoft Office Suite and loan processing software
  • Highly organized and detail-oriented with the ability to manage multiple priorities

Equal Opportunity Statement

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Tags

Work at office,

Similar Jobs

Raytheon

Senior. Platform DevSecOps Engineer (Onsite) Job at Raytheon

 ...collaboration, and accelerating software release cycles. As part of...  ...operations DoD 8570 IAT Level II Certification: Must meet Department...  ...Framework: Experience in developing, testing, and delivering...  ...designated as on-site, hybrid or remote. The salary range for... 

Sizemore

Hiring Industrial Janitorial Crew in JAX Job at Sizemore

 ...Job Description Sizemore, Inc. is looking for YOU to join our team! We are hiring for Industrial Cleaners/Housekeepers in Jacksonville, Fl (Pecan Park) Pay Range: $ 15.50/ hour (we offer... 

Jet Health

Registered Nurse (RN) - Manager, Clinic Job at Jet Health

 ...Job Description Jet Health is seeking a Registered Nurse (RN) Manager, Clinic for a nursing job in Englewood, Colorado. Job...  ...comfortable and familiar. From skilled home health to personal care to hospice, all of the necessary services are available across its... 

Lucid Staffing Solutions

Travel Outpatient RDN - Registered Dietitian Nutritionist Job at Lucid Staffing Solutions

 ...Job Description Lucid Staffing Solutions is seeking a travel Outpatient RDN - Registered Dietitian Nutritionist for a travel job in Lebanon, New Hampshire. Job Description & Requirements ~ Specialty: RDN - Registered Dietitian Nutritionist ~ Discipline: Allied... 

SynergisticIT

Full Stack Developer - Junior/Entry Level Job at SynergisticIT

 ...employees have been laid off since 2022 and it's still going on. The effect of this has led hundreds of thousands of laid off tech employees competing with existing jobseekers. Entry level job seekers struggle to get responses to their applications, are getting g......